Texas Ratios

The Texas ratio is a measure of a bank’s credit troubles. The higher the Texas ratio, the more severe the credit troubles. Developed by Gerard Cassidy and others at RBC Capital Markets, it is.

For example, if a bank has a Texas Ratio of 50, it means for every $100 of capital, it also has $50 of non-performing assets. If the ratio gets too high, banks can raise new money to reduce the ratio.

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That’s because the "Texas ratio" measures a bank’s credit woes. The Texas ratio was developed way back in the 1980s as a tool to analyze banks in Texas-hence the name-but it’s still used today.

The Texas Ratio is a financial ratio that is used to measure the credit standing of banks or credit unions. Most often, a Texas Ratio extending beyond 1:1 is considered to be a warning sign.

Definition of Texas ratio: Ratio developed by Gerard Cassidy and others at RBC Capital Markets as a method of assessing the credit issues present in banking institutions.

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 · For the period ending 12/31/07, First Fed Financial had a “Texas Ratio” of 53%. Now let’s compare this to FirstFed Financial’s “Texas Ratio” on 3/31/08.

Boy, I don’t have any stats for the Texas Ratio for banks that failed. That would be a good number to have. Certainly, a ratio of > 100 means the bank should be taken down immediately, because if it.

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Texas ratio has 1 part of speech. Here you can find How many syllables in Texas ratio, Plural form of Texas ratio and Vowels and Consonants in Texas ratio.

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Fha What Is An FHA loan is a government-backed mortgage loan insured by the U.S. Federal Housing Administration geared toward homebuyers with low credit scores. borrowers benefit from an FHA loan’s low-down.

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