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A portfolio mortgage sounds like a boutique product for elite investors, but it's just a home loan that the lender keeps in its investment portfolio.
People who work long hours may eat out and/or have high childcare costs as a necessary corollary of being able to keep the job they need to be able to afford their mortgage in the first.
The overall impact of these regulations meant a constrained choice set for borrowers The CMHC’s inaugural residential mortgage industry report exposes the extent of the impact of regulatory changes,
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